Check Payment Processing
Works Like ACH But Its Not, Its BETTER & FASTER!

Want more US sales by accepting US checks...?
No US Bank or Business Location Needed In The US!

No NACHA Therefore No More Worrying About 1% Termination CB Rule... There Is None!

Welcome to Check Payment Processing - the fastest, easiest, and most efficient way to accept a checks Online. Check Payment Processing is a real-time electronic check payment solution that gives your company a competitive edge by allowing you to take checks by iPhone and over the Internet. Product Features & 3 simple steps to Post a Transactions Integrates easily into any business process or web application Reduces your transactions costs over credit cards Eliminates lost orders and order delays inherent to taking checks by mail Virtual Terminal: You can manually enter the customer Check Information API Connect: Integrate your existing payment system with Check Payment Processing gateway Payment Link: Place an order button and your ready to go! Take Checks with the IPhone Check Processing iPhone App now offers an IPhone application to allow our merchants to process while on the go. Download the IPhone app from your phone.  - Soon to iPad! Frequently Asked Questions Do I need to accept Credit Cards with this program? No, you do not. We specialize in a stand alone check solutions only. Why should I accept checks? Credit crisis has changed the way consumers purchase today's goods and services.  *According to the Federal Reserve, consumer credit card spending suffered it’s biggest decline in more than 30 years in February 2009.  Businesses MUST adapt by offering customers both types of payment, Checks and Credit Cards! *www.mybanktracker.com/bank-news/2009/04/16/credit-card-usage-biggest-percentage-decline-in-31-years Why choose Check Processing over other ACH? ACH transactions can take 3 to 7 days to clear an account. Our Check Processing system verify account data in real time to debits consumer’s account on the same or next day. Thereby eliminating much of the wait risk factor associated with ACH processors. Do you offer an international checks' solution? Currently we process only checks drawn on US banks.  Our merchants however are worldwide. Do you offer International Businesses US check purchase solutions? Yes, we do and they don't even need a US bank account to get paid! International Businesses can take US checks for sale of their services or products. We process the checks and wire transfer the funds (US Dollars) to their business bank. What types of business types are accepted? Here just few of the businesses: Online & Retail, E Commece Merchants, Pharmacy, Online Dating Services, Voice Over IP Merchants, Web Hosting, Downloadable Software, Prepaid Phone Card Accounts, Vitamin - Herbal Products, TMF/Match Merchants, Offshore-International Businesses.  Please contact us at Check Processing  if you have questions about acceptance. What are the rates? Please complete the No Cost an online pre-application. We will contact you to discuss the terms that would apply to your business account. We do not charge a Set- up Fees, or Monthly Maintenance Fees. No Hidden Fees! When can I expect  payments? Payouts are completely dependent on the type of business and volume.  Normally High Risk merchants can expect payout every Friday (for transactions the previous Mon-Sun). We do have the capability of paying out daily if the daily sales volume is high enough! How do I know my transactions are secure? All our transactions are secured by transmitting the data over an encrypted virtual terminal page or an encrypted API to the check processor gateway system.  They follow the same security policy's as outlined by the PCI-DSS compliance authority. How do I apply? Click the pre-application here or any of the red bars to get started. This short application that will ask for your company information.  We will contact you with all the terms and conditions that will apply.